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Commercial Loans
Fulfill your business goals
Commercial loans can differ from lender to lender. Every business is different, every lender assesses risk differently, and the structure of your loan can be just as important as the amount you're borrowing.
Whether you're acquiring commercial property, funding equipment, expanding operations or securing capital for growth, the right commercial loan is built around your business, including, cash flow, assets and trajectory. The wrong one can constrain the very growth you're trying to fund.
At EQ Lending, we work with businesses to do more than just secure finance. We assess your position, navigate lender criteria across a panel of 40+ lenders and structure a solution that gives your business room to move now and down the track. Commercial lending is complex but getting the right outcome shouldn't have to be.
Commercial loan options
Commercial Real Estate Loan
Secure a loan for commercial property or investment real estate.
Commercial Construction Loan
Fund your next commercial build with construction loans designed to support projects of any scale.
Commercial Vehicle Loan
Upgrade your fleet or purchase essential vehicles with flexible commercial vehicle loans.
Business Equipment Loan
Invest in the tools, machinery or technology your business needs.
Bridge Loan
Sell your home and purchase a new one with the available equity.
Our Commitment
Our Promise
One on One Support
We provide a dedicated lending specialist for every client, guiding you through the loan process from start to finish.
Solutions Driven
Unlike traditional banks, we evaluate your unique financial situation and present options that truly work for you.
Industry Expertise
From home loans to construction and private lending, we are your personal hub for smarter finance solutions.
What is a commercial loan used for?
Commercial loans are commonly used to purchase or refinance commercial property, fund business expansion, acquire equipment, invest in development projects, or support large operational costs. The structure of the loan depends on the purpose and the business’s financial position.
How are commercial loans different from standard business loans?
Commercial loans are typically larger in value, longer in term, and more complex than standard business loans. They often involve commercial property or significant assets as security and require a tailored approach.
How much can I borrow with a commercial loan?
Borrowing capacity depends on factors such as cash flow, the value of the secured asset, business performance, and the lender’s risk appetite. At EQ Lending, we assess your position and explore multiple lenders to determine realistic and competitive options.
Do commercial loans require property as security?
In most cases, commercial loans are secured by commercial or residential property, but this isn’t always mandatory. Some lenders may accept alternative assets or structured security arrangements depending on the loan type and borrower profile.
How does EQ Lending help with commercial loan applications?
We take a strategic, solutions-driven approach. Our specialists analyse your financials, negotiate with lenders, manage the application process and structure the loan to minimise risk and financial strain.