AFG Broker Awards – Top 50 Mortgage Broker Finalist NSW/ACT
Recognised as one of Australia’s broking leaders.
Construction & Development Loans
Simplified loans for residential & commercial projects
Taking on a home renovation, restoration or investment property project can be stressful, especially with so many decisions to make. EQ Lending’s construction and development loans are designed to ease the financial burden, giving you peace of mind throughout the process.
Construction & Development Loans
As one of Australia’s leading mortgage brokers, we partner with over 40 of the country's top lenders to offer construction and development loans for homeowners, company borrowers and registered builders. Our lending solutions are flexible and designed to address the common cash flow challenges associated with major construction projects, helping you secure the right funding for every stage of your build.
Construction & Development Loans
Construction & development loans through EQ Lending
Assess & Match
Our brokers will thoroughly assess your project and funding needs to find the right match from our panel of investors. We try to match investors and clients with similar interests so that they can remain on the same page from day one to the end of the loan tenure.
Support & Achieve
We aim to support your project at every stage to ensure you have everything you need to achieve your developmental goals and objectives.
Analysis & Recommendations
Our team of experts perform a marketplace analysis of different potential lending options to determine if there are better loan types that suit your case.
Construction & Development Loans
Benefits of development & construction loans
Construction and development loans offer
- Quick funding to speed up the construction/development process.
- Flexible loan repayment options (monthly, lump sum, pre-paid monthly, etc.).
- Minimal documentation requirement.
- Approval is not dependent on credit scores.
- Variable interest rates depending on the clients’ application.
Our Commitment
Our Promise
One on One Support
We provide a dedicated lending specialist for every client, guiding you through the loan process from start to finish.
Solutions Driven
Unlike traditional banks, we evaluate your unique financial situation and present options that truly work for you.
Industry Expertise
From home loans to construction and private lending, we are your personal hub for smarter finance solutions.
What is a construction and development loan?
A construction and development loan is a specialised loan used to finance property development or construction projects. It can cover land purchase, building costs, renovations, and associated project expenses.
Who can apply for a construction and development loan?
These loans are generally for property developers, investors, builders, or owner-occupiers undertaking major construction or renovation projects. EQ Lending also works with clients who may not meet traditional bank lending criteria.
How much can I borrow for a construction or development project?
The borrowing amount depends on project costs, property value, your financial position, and lender criteria. We work with multiple lenders to find a loan that aligns with your budget and project goals.
How do repayments work during construction?
Many construction loans allow interest-only payments during the build phase, with principal repayments starting once the project is complete. EQ Lending helps structure repayments to suit your cash flow and project timeline.
How does EQ Lending help with construction and development loans?
We manage the loan process from start to finish by assessing your project, sourcing suitable lenders, handling applications, and structuring the loan. Our goal is to make complex development and construction financing simple and flexible.