AFG Broker Awards – Top 50 Mortgage Broker Finalist NSW/ACT
Recognised as one of Australia’s broking leaders.
Construction Loans
Funding for every stage of construction
Building or renovating a property can be exciting, but managing the finance side of the project can quickly become overwhelming. EQ Lending helps simplify the process with personalised construction loan solutions designed to support your project from start to finish.
Whether you’re building a new home, undertaking a major renovation or managing a development project, we’ll help you secure a loan structure that aligns with your timeline, budget and goals.
What you can fund
Construction loan options
New Home Builds
Secure flexible funding solutions to support your build from foundation to completion, with staged payments aligned to your construction timeline.
Major Renovations
Finance large-scale renovations and upgrades without placing unnecessary strain on your cash flow or existing savings.
Property Developments
Funding solutions designed for developers managing multi-stage projects, subdivisions or investment developments.
Our Commitment
Our Promise
One on One Support
We provide a dedicated lending specialist for every client, guiding you through the loan process from start to finish.
Solutions Driven
Unlike traditional banks, we evaluate your unique financial situation and present options that truly work for you.
Industry Expertise
From home loans to construction and private lending, we are your personal hub for smarter finance solutions.
How are construction loan payments released?
Construction loans are typically funded in stages, with payments released as each phase of the build is completed. This helps manage cash flow and ensures funds are aligned with project progress.
Can I finance both the land and construction costs together?
Yes. Many lenders allow land purchase and construction costs to be combined into one loan, depending on your circumstances and the project details.
What documents are needed for a construction loan application?
Most lenders require building contracts, council-approved plans, builder details, cost estimates and proof of income or financial position. EQ Lending helps you organise and manage the documentation process.
Can owner-builders apply for construction loans?
Yes, although lending criteria can differ from standard construction loans. Some lenders offer specialised solutions for owner-builders, and we can help identify the right option for your project.
How does EQ Lending support construction projects?
We guide you through every stage of the loan process, from lender selection and approvals to progress payments and settlement, helping ensure your project stays financially on track.