AFG Broker Awards – Top 50 Mortgage Broker Finalist NSW/ACT
Recognised as one of Australia’s broking leaders.
Private Loans
Personalised lending solutions that work for you
Private loans provide flexible funding options for individuals and businesses who need access to finance outside of traditional lending channels. Whether it’s to consolidate debt, fund personal projects, purchase assets or take advantage of unique opportunities, private loans offer tailored solutions that meet your specific needs.
At EQ Lending, our specialists work closely with you to structure a loan that aligns with your goals and financial position.
Why Choose Us
Private loan options
First Mortgage
Access fast, flexible funding using your property as security. First mortgage loans can provide a practical alternative when traditional lenders have declined your application or urgent funding is needed.
Second Mortgage
Unlock equity from your existing property without refinancing your current home loan. Second mortgages provide flexible access to funds for renovations, investments, business expenses or personal projects.
Caveat Loans
Secure short-term funding quickly for urgent personal or business needs. Caveat loans provide a flexible alternative to lengthy bank approval processes when time matters most.
Construction & Development Loans
Flexible lending solutions designed to support renovations, developments and construction projects, helping homeowners, builders and investors manage cash flow and fund every stage of the build.
Our Commitment
Our Promise
One on One Support
We provide a dedicated lending specialist for every client, guiding you through the loan process from start to finish.
Solutions Driven
Unlike traditional banks, we evaluate your unique financial situation and present options that truly work for you.
Industry Expertise
From home loans to construction and private lending, we are your personal hub for smarter finance solutions.
What is a private loan?
A private loan is a type of finance provided outside traditional banks, often offering more flexible lending criteria. These loans can help individuals or businesses access funds quickly for a variety of personal or professional needs.
What can I use a private loan for?
Private loans can be used for purposes such as consolidating debt, funding personal projects, purchasing assets, covering short-term expenses, or seizing unique business opportunities. We tailor each loan to your specific requirements.
How is a private loan different from a traditional loan?
Unlike traditional loans, private loans often provide more flexible approval criteria and faster access to funds. They are ideal for borrowers who may not meet standard bank requirements or need a tailored solution.
How much can I borrow with a private loan?
Borrowing limits vary depending on your financial situation, repayment capacity and the type of private loan. Our lending specialists assess your circumstances and guide you to the most suitable loan amount and terms.
How does EQ Lending help with private loans?
We work with multiple private lenders to find the best solution for your needs. Our team manages the application process, explains your options clearly and ensures the loan structure aligns with your goals.