Caveat Loans

Are you looking for a fast source of short-term funds to fuel different personal or business ventures? When time is of the essence, caveat loans offer a smart alternative to going through the lengthy, hectic process of bank applications, assessments, and approvals. For individuals, caveat loans are renowned as the “payday loans” but for businesses, it provides an excellent financing alternative and offers financial flexibility by improving business cash flow.

At EQ Lending, we assist clients to obtain fast caveat loans you can use to settle debts or fund different expenses using a percentage of your real estate as collateral.

Obtain Finance For Your Business Or Personal Ventures With Our Caveat Loan Process

Get in touch with our lending specialists to learn more about this smart alternative that doesn’t require substantial documentation and determine if it’s the right solution for you.

How Do Caveat Loans Work

By taking out caveat loans, you’re essentially permitting your lender to procure the funds you need and securing it against your property (home, warehouse, office, farmland, etc.). Following the approval, the lender will place a caveat against it, meaning you won’t be able to sell the property until you have repaid the caveat loan.

How Much Caveat Loans Can You Borrow

You can borrow up to 75% of your property’s value when you opt for a caveat loan. However, please note that these loans have higher interest rates since they provide a practical and rapid mechanism for urgent cash procurement.

Benefits of Obtaining Caveat Loans

Caveat loans provide some incredible benefits to borrowers, such as:

They’re quick and easy to secure, making them perfect for short-term cash crunch situations
Minimal documentation is required, making the application process fast and hassle-free
Caveat loans are incredibly flexible, with repayment terms lasting anywhere between a few months and three years
They help borrowers limit or restrict their liabilities by stopping them from procuring other loans

Get Your Caveat Loans Approved in 3 Simple Steps

Speak to Our Team

Ready to apply for a caveat loan? Talk to one of our lending specialists to discuss your objectives and requirements.

Documentation

Following the consultation, compile and send us the requested supporting documents so our team can review and assess your application.

Mortgage Deed & Funds Exchange

Once your application is approved, you’ll receive a mortgage deed form declaring you’re providing the lender with a lien over your property. Once it’s signed and received, we’ll liaise with the lender to release the funds accordingly. .

As mortgage brokers, EQ Lending is dedicated to helping our clients achieve their objectives. We understand that sometimes our clients may not be able to meet banks’ requirements in securing a loan.

We are here to help.

ABN: 71 626 000 404

Terms & Conditions

ABN: 71 626 000 404

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